The Ultimate Guide to Stacking Coupons at Target (Like a Pro!) 🎯

Okay you guys, let’s have a real talk about Target. 🎯

We all know the "Target Effect"—you go in for milk and walk out $150 later with a new throw pillow, three candles, and a cute top you didn't know you needed. But what if I told you that you could walk out with all the stuff your family actually needs (diapers, wipes, detergent, coffee) for like, 50-70% less than the sticker price?

I’m not talking about spending four hours clipping paper coupons at your kitchen table. I’m talking about **Coupon Stacking**. It sounds technical, but it’s basically just a puzzle where the prize is extra gas money in your pocket.

I’ve mastered the "Target Stack," and honestly, once you see how it works, you’ll never pay full price for Huggies or Tide again. Let’s break it down into five simple steps.

Step 1: The Foundation (Target Circle)

If you don’t have the Target app, stop right now and download it. Target Circle is their loyalty program, and it’s where 90% of the magic happens. Every week, they drop hundreds of "Circle Offers"—these are percentage-off discounts (usually 5% to 30%) on specific items.

Jessica’s Pro Tip: Always check the "Bonus" section in your Circle hub. Sometimes they give you personalized "Spend $60, get $10 in rewards" offers. These stack on top of everything else!

Step 2: The Manufacturer Coupon

Did you know you can use a brand’s coupon on top of a Target sale? You can! You can find these in the Target app (they’re usually labeled as manufacturer coupons) or you can print them from sites like Coupons.com.

Example: If there’s a $3 off manufacturer coupon for Pampers in the app, you just "clip" it, and it applies automatically at checkout when you scan your app barcode.

Step 3: The Gift Card Promos

This is where the savings get crazy. You’ve seen the signs: "Buy 3, get a $10 Target Gift Card." Most people just think, "Oh, that’s nice." But a pro deal hunter knows that you can use your Circle offers AND your coupons on those three items, and you still get that $10 gift card back.

I call this "rolling" gift cards. I use the gift card I earned today to pay for my groceries next week. It’s a beautiful cycle.

Step 4: The RedCard 5%

If you shop at Target even twice a month, get the RedCard. You can get the debit version so it just pulls from your existing checking account—no credit check needed. It saves you an automatic 5% on every single thing. It doesn't sound like much, but when you’re already stacking deals, that extra 5% is the cherry on top.

Step 5: The "After-Party" (Rebate Apps)

The deal isn't over when you leave the store! Take your receipt and scan it into apps like **Ibotta** or **Fetch Rewards**. I often find $2 or $3 cash-back offers on the exact same items I just bought on sale. Sometimes, this makes the item totally FREE (or even a "money-maker" where the apps pay you more than you spent!).

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Let’s look at a real-life example:

The Item: 3 Giant Boxes of Huggies Diapers ($45.99 each = $137.97 total)

• Sale: Buy 3, get a $30 Target Gift Card
• Circle Offer: 15% off baby care (-$20.70)
• Coupons: Three $3 off manufacturer coupons (-$9.00)
• RedCard: 5% off the remaining balance (-$5.41)
• Ibotta Rebate: $5.00 back on Huggies (scan receipt)

Final Math: You pay $102.86 at the register, but you get back a $30 gift card and $5 from Ibotta. Your "net" cost is **$67.86** for nearly $140 worth of diapers. That’s **51% OFF** without breaking a sweat!

Jessica’s Final Word

Don't get overwhelmed. Start with one item. Next time you need laundry detergent, try to find a Circle offer and a manufacturer coupon for the same brand. Once you see that total drop at the register, you’ll be hooked—I promise!

What’s your biggest Target win? Or are you stuck on a step? Drop a comment below and let’s figure it out together! 👇